12 practical guides
Accidents & Damage
What to do after bumps, parking damage, weather damage, potholes and other everyday incidents.
Someone scratched my car in a supermarket car park and drove off — should I tell my insurer?My neighbour damaged my parked car — can we settle privately without involving insurance?I bumped another car but there is no visible damage — do I still need to tell my insurer?Someone opened their car door into mine — whose insurance should pay?My car was damaged by a shopping trolley — can I claim on my car insurance?A roof tile fell onto my parked car — do I claim from my insurer or the property owner?A pothole damaged my wheel and suspension — should I claim on my car insurance or against the council?My car was damaged by flood water while parked — am I covered?My car was damaged by a fallen tree — whose insurance pays?A branch fell from my neighbour's tree onto my car — can I claim against them?My car rolled away while parked and damaged another vehicle — am I insured?I accidentally put the wrong fuel in my car — will my insurance pay for the damage?